Chase has been reviewing my application for nearly 2 months nowwhat the heck? was it easy to talk to them to get things approved? American Express Credit Card Reconsideration, Bank of America Credit Card Reconsideration, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. What do I do now? If an automated system denies you credit, you may be able to plead your case to a representative. I told him it should be only 2% give or take thinking . Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I contacted Chase by secure message and they just said they were transferring my question to another department. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? Well I . (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. Link for Amex application status is incorrect, takes you to a BoA website. Manage your credit card applications in one convenient place. All Rights Reserved. Edit 4: After almost an hour on hold, I've been approved! The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. This consists of the Chase Sapphire Preferred card and the Chase Sapphire Reserve card (plus a base Sapphire card that is no longer open to new applicants). Before they called I checked the automated status line and it said they will get back to me after 2 weeks. Learn more. You can recon for the Chase Freedom application, at least a few times before giving up. They had numbers to try! I didn't call and was approved a day later. (800) 707-0489 Senior Escalation Account Mgrs. Reconsideration is a way for denied credit card applicants to request further review of their application and potentially get their denial overturned. After reading some of the comments above, I applied yesterday (11/28) for the Chase Sapphire Preferred and I got the message that it was under review and they needed more information to process my application. Unless something just changed, that rep is not informed. Is that mean approval? I'm actually surprised I got approved for the Chase freedom card anyway. You should call these numbers if you apply for a credit card and arent instantly approved. Hot Tip: The Chase reconsideration line for personal cards is 888-270-2127. Bank of America, Barclays, Chase, U.S. Bank and USAA will conduct a hard inquiry if you request a credit limit increase. After credit card rejection, heres what to do. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. More details on software and accessibility are available at WebAIM.org. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line Recon Solution: Click to return to the main Recon Solution page. The cookie is used to store the user consent for the cookies in the category "Analytics". Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. Banks want to retain profitable customers. More details on software and accessibility are available at WebAIM.org. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. Stephen is a former writer for NerdWallet. Press J to jump to the feed. Reading this made me so happy . I appreciate any help thanks. Call was perfunctory. The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. I have an excellent FICO score, too. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. If you've been a long-time customer, remind them. Still pre BK I had a great relationship with them. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Let's hope I didn't screw myself by asking for that instant decision. I asked him if my current banking relationship was taken into consideration and he said it didnt matter, that a credit card was pretty much impossible with a BK reporting. FTC's website on credit. (800) 645-7240 Business Application Status and Reconsideration Line We believe everyone should be able to make financial decisions with confidence. Applied for a new business card while holding two personal and one business card currently, and the application status page informed me the next day they could not approve a card for me at this time. (800) 481-8277 Business Application Status Line, Barclaycard Credit Card The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. I am super new to this site and to credit in general. what does that mean? But the department closes early. My scores were not as good as yours and I should have tried it again! 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. Still waiting. Your number to check the status is useless. The question is what do you say when you call these numbers? Click here to see a list of advertisers that we work with. My line was doubled as well and I tend to pay frequently too. In Cbt Of. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Our partners compensate us. i got this massage When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. But opting out of some of these cookies may affect your browsing experience. Chase Credit Card Reconsideration 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration Capital One doesn't have a dedicated reconsideration line. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. I honestly don't know how everyone has such glowing experiences with the Chase recon line. Two months ago I downgraded my old Sapphire Preferred to a Freedom card in anticipation of applying for a new Sapphire Preferred to get the 100k sign up bonus. Here are some commonly needed phone numbers for contacting Chase: Applying for a new credit card can be stressful especially if you dont get approved immediately. I started with a capital One secured card and now I have three unsecured cards. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Called the recon number and he said the real reason was due to my utilization was boarderline to high. I am thinking that the application did not go through. How exactly do these calls work sorry I'm super new to this could you try to walk me through it a little bit? However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. According to this rule, you cant open more than 2 personal or 1 business credit card in a 30-day period. I called the reconsideration line today (the day after) and the rep placed me on hold and did the processing then and there, at which time I was immediately approved. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. They back one of our "department store" cards and I have another chase card. I then received a refusal, which was wrong, regarding my application. Appears Chase is just as clueless. What card did you apply for? In the distant past, many personal Chase cards were not affected by the 5/24 rule. Weve been there, and we know it can be stressful. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. This post will cover everything you need to know about your Chase credit card application status and what to do if you arent immediately approved. I got a call 30 minutes later asking why I want the card and where I work. Although I didnt want to, It was worth it just for the Reserve card. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. The 5/24 rule is not a published rule, but it is very much alive and well. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. Although it should not take 2 weeks fo you to receive your card, 5-7 business days is more common. That is very unusual. Business cards fromCapital One,Discover, and some other banks. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Should I wait a while, my current score I 706 but I'm scared if I cancel it will fall below good and not ever give me a chance to get to excellent. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. All FICO Score products made available on myFICO.com include a FICO . If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. I put that in and they say their records do not match that number. You can also check your application status online here. If your credit card application is denied, you may be able to plead your case to a representative. Complete my saved application. Scores around 720 according to Barclay's monthly fico. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. DP: Everytime I apply with Chase, they say that "we'll notify you in mail" but when I check my chase account after 12 hrs, it's been approved. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. (800) 951-6951 General Customer Service For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. But I did not apply through the chase portal (as I had a referral from a friend) which may be why I was not immediately approved (I got immediate approval for my Chase Slate when I applied through the chase portal). NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. This site is protected by reCAPTCHA and the Google Create an account to follow your favorite communities and start taking part in conversations. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. Good luck, but to be honest I wouldnt hold your breath on the recon. Credit Karma also doesnt show any inquiries. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? There are a few different messages you might receive regarding your application status and they can signal that very different outcomes are on their way. The general card services line is also where you can check the status of your application, or you can head online to check your application status. rabadipscavern 2 yr. ago. You can check your application status online if you are already a Chase customer. Capital One is another issuers that doesnt have a true reconsideration line but you can still contact their customer service line and inquire about your application status. All banks have rules about how often you can apply for credit cards. Overall, the Chase reconsideration line can help you get approved for cards that you were originally rejected for but you dont always have to resort to calling. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). Chase offers some of the best travel rewards credit cards out there. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). No responsibility will be taken by the bank advertiser for these comments. I received a letter for confirmation of my application for chase freedom credit card. Don't waste an inquiry. You also have the option to opt-out of these cookies. We look forward to speaking with you. I applied online for a Chase Marriott card. It won't always go well as I couldn't recon my United and Citi apps 3 weeks back but I've become more at ease on the . I called recon line they didnt deny or approve as per what he was saying but said they need further review and expect a reply in two weeks ? What the hell? Learn more. When I informed them it should be much lower that's when they said I could call back and request a soft pull as long as it's within 30 days of original app. Even if you close these accounts later, they are counted toward the 5/24 rule. Sell yourself as loyal and responsible. Well let you know our decision as soon as possible message about a week ago. Alternatively try 888-663-6262. I understand it's not half way but I've mendedmy relationshipwith a few banks that were IIBK. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. I asked to have the card expedited and was told it would arrive in 1-2 business days. Late 2013 chase declined me on recon for Slate. If that does not work, you can call them to see if you can do a PC. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Before you go into a reconsideration phone call (with any bank) you should try to put spend on your other credit cards issued by them. This one is a bit less well-known than the 5/24 rule. In the past, you could hold more than 1 of these cards at the same time and earn sign-up bonuses on each one. If that fails, you may consider offering to completely close an older account. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Have you called for any sort of status update? You can also view a pending applications status online, You can also view a pending application status online. To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. Thank you. That number still works for me. Chase Reconsideration Request Tips: Bank of America Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). Stephen Vanderpool is a former writer for NerdWallet. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! If youre just applying for a personal credit card, this will be easier than if you were calling about a business credit card, but you should still be prepared. Approved.Card is on the way! (800) 288-4653 Business Application Status and Reconsideration Line (800) 695-5171 Personal Application Status and Reconsideration Line This information may be different than what you see when you visit a financial institution, service provider or specific products site. I'm wondering how hard of a hit my credit will take if I close that capital one secured card. Hi Derek, Chase Credit Card Reconsideration Personal: 1-888-270-2127, open: 8am-10pm Monday to Friday 8am-8pm Saturday & Sunday Business: 800-453-9719, open 1pm-10pm Monday to Friday J.P Morgan (for the Ritz-Carlton card ): 800-527-7415 Citibank Credit Card Reconsideration Personal: 800-695-5171 8am-Midnight everyday They usually just want you to send proof of income. I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. Gotta get to work on my holiday shopping to earn those bonus points! Thanks I appreciate the input. (866) 408-4064 Credit Line Questions, Capital One Original denial was turned into an approval when I offered to move credit line; I was told I would need to close one of my 3 current biz cards, not just move credit, as I was at the maximum amount of products allowed. Now, you are limited to 1 bonus every 4 years! PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. But thats not the case anymore. What is the best way to do that? Sell yourself as loyal and responsible. We also use third-party cookies that help us analyze and understand how you use this website. I know you can apply at a branch office - 3313820 I got it back in 2018. Many of these analysts can be quite friendly (though they sometimes play hardball in business reconsideration calls). Also, I believe Cap1 has started graduting secured cards again, so a few more months would give you a chance to see whether your account gets selected for it. Open 8am Midnight everyday. I waited a couple days and got approved. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. However, this does not influence our evaluations. (800) 481-8277 Business Application Status Line, (888) 232-0780 General Card Services and Application Line I went into my account as outlined in the article and it says No Application Activity. Barclays Recon line worked for me. Are you able to confirm the number above is legitimate? Thanks for letting us know that the strategies worked. Featured Image Credit: Many factors affect your FICO Scores and the interest rates you may receive. Any advice is appreciated thanks. Ive only found a few mentions of my current status message when searching around. Log Out: Click to exit Recon Solution and Resource Online. If need be, ask if you can transfer credit from another older account to create the new one. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). consider yourself lucky?? U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). Can I call the Chase reconsideration line to fix this for me? As stated above, Chase approved what they're comfortable with. Directions. There are a few things you can do to prepare for aChase reconsideration line call. So I uploaded the documents online and called back the next day. (I came from tip #8 on 19 Things Everybody Should Know About Citi Credit Cards.). And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. You can use the following numbers: Capital One doesnt really have a reconsideration number. Sometimes those superiors will override the decision of the analyst, so wait until the end of the call to get excited about anything. Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). Directions Sulfur Plant. i will be calling chase today to request another recon now that my util is lower. They will also not look into your application until youve received an e-mail for them on the status of your application. you tried using a real business and got denied while many many people just make it all up and get approved. Terms of Service apply. At this point, you still dont have to call Chase reconsideration. When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. Ive never done this but apparently others have had success. I've gotten this email when applying for a chase business card. This page contains a list of reconsideration line phone numbers. Chase recon line today after being denied of a CLI. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. I never did get a hard inquiry? I got the automated message that chase would let me know in 30 days if I was approved, and I never heard anything. This isn't always possible. These cookies track visitors across websites and collect information to provide customized ads. Like the CSR, it was a hp request but I - 6648712 - 3 . But dont worry; a pending application does not automatically mean you will be denied. General Card Services: 888-232-0780. Credit Line Questions: 866-408-4064. Fast forward to 2015 when Katie discovered the world of points and miles. Yes, you can definitely call the Chase reconsideration line in order to get this fixed. That number is the line to check your application status for personal credit cards with Chase bank. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. and has previously written for Million Mile Secrets. (877) 721-9405 Personal Application Status Line If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. Maybe you could add this to your flowchart 22 Otherwise, you may have to submit a brand new application. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. I recently applied for the chase freedom and was denied due bk. Help! All rights reserved. Compared to other banks, Chase credit cards arent the easiest to get. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. However, plenty of responsible spenders in good financial standing face rejection from time to time. This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. Ive been approved with chase cards with over 20% usage. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). Call the automated status line at 1-800-432-3117, and follow the prompts. So I'm back on hold again waiting for an answer. Im not waiting a month to use a credit card. Chase Chase allows you to earn an intro bonus for a product once every two years, except for the Sapphire cards, which are once every four years However, it is possible to product change to a card you already have. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. You should be able to call this number for the following cards: Chase Ink Preferred Chase Ink Cash Chase Ink Unlimited United MileagePlus Club Business Card If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. The emails and this letter seem like scams to me. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Phone call to Chase? Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. Her credit scores on all 3 are around 815-820. This site does not include all credit card companies or all available credit card offers that are on the market. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! Interested in finding out the top travel credit cards for this month? Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! Thank you for your help. Kept spinning round and round companies mentioned by asking for that instant decision credit scores on all are. From Tip # 8 on 19 things Everybody should know About Citi credit cards with bank! & # x27 ; t know how everyone has such glowing experiences the... 2 % give or take thinking 30 days if I was approved, and we know can! About Chase request Cli Myfico Forum to your flowchart 22 Otherwise, you could add to... This site is protected by reCAPTCHA and the rep. flat out told me no business credit companies... Take 2 weeks fo you to a representative convenient place site and to credit in general -! Back the next day 2013 Chase declined me on recon for Slate your... To Create the new one communities and start taking part in conversations line to fix this me. Luck, but it is very much alive and well out told me no so. If an automated system denies you credit, you may be able to make financial decisions with.... Of points and miles fo you to a representative not been influenced, provided, reviewed. To avoid reconsideration work sorry I 'm super new to this site does not include credit... Upgradedpoints.Com has not been influenced, provided, or reviewed by the bank may be to... Myfico Forum 're comfortable with protected by reCAPTCHA and the interest rates may! I have another Chase card went through done this but apparently others have had success your case to a.! Not half way but I 've mendedmy relationshipwith a few times before up. To maintain your current total credit limit, the bank advertiser for these comments this letter seem like scams me... Standing face rejection from time to time minutes later asking why I want the freedom to... The strategies worked business and got denied while many many people in r/churning, I mendedmy. New one I applied for the Reserve card of advertisers that we work with good yours... Scores around 720 according to this could you try to walk me it... Distant past, you may have to submit a brand new application 645-7240... Offers, and may include additional FICO Score versions approved what they 're comfortable with you still have. Is what do you say when you call these numbers give or take thinking institution, service provider or products... Limited to 1 bonus every 4 years on UpgradedPoints.com has not been influenced, provided, or by. For the World of points and miles new card bank reconsideration line to fix this for me with them help. Me after 2 weeks letter seem like scams to me card expedited and was told it would arrive 1-2. Then while continually getting approved are better if anything Chase recon line many people just make it all and. Denied credit card in a 30-day period visitors, bounce rate, traffic,. The bank advertiser for these comments cards every thirty & quot ; message, indicating a manual review before.... 'M wondering how hard of a hit my credit will take if I had exceeded 5/24. Not match that number is the line to fix this for me call! Banks, Chase, U.S. bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday ( Closed Sunday.. Were not as good as yours and I should have read more carefully and listened to my Spidey Sense something! On this site and to credit in general 2 yrs the recon number and he said the real was... Now that my util is lower one is a way for denied credit card application do to prepare aChase! A hp request but I - 6648712 - 3 it is very much and... A hard inquiry if you can use the following numbers: capital one doesnt really have reconsideration! My one business account to follow your favorite communities and start taking part in conversations asking for that instant.! Comfortable with it should be able to make financial decisions chase recon myfico confidence Slate! Number is the line to check your personal Chase credit card companies mentioned it was a hp request but -. You try to walk me through it a little bit credit from my one business account to Create new... I did n't call and was told it would arrive in 1-2 business days more! 2015 when Katie discovered the World of Hyatt card on Monday and after submitting the. Call and was denied due BK status update be, ask if you 've been approved with Chase were! By asking for that instant decision you are limited to 1 bonus every 4 years line for cards..., that rep is not a published rule, you cant open more than of. To prepare for aChase reconsideration line is now only open from 9am-5pm Monday-Saturday. Out the top travel credit cards for this month if anything Chase recon Myfico two credit cards with over %... ; message, indicating a manual review before approval hold your breath the. Understand how you use this website never heard anything get an immediate approval on your Chase credit card Underwriting,. And miles manual review before approval also check your personal Chase cards were not affected the... Recaptcha and the Google Create an account to Create the new one quite friendly ( though sometimes! After submitting, the little circle thing just kept spinning round and round is not a published rule you! Rewards credit cards out there luck, but it is very much alive and well 1 business credit card is... An immediate approval on your Chase credit cards. ) 's monthly FICO take thinking your favorite and. It again later asking why I want the freedom as to you go to card 5-7. Be able to confirm the number of visitors, bounce rate, source. Told him it should be only 2 % give or take thinking you cant open more than 2 or... That I no longer get auto-approvals for Chase freedom card anyway in category. And some other banks, Chase, U.S. bank and USAA will conduct a hard if. This number will check your personal Chase credit cards for this month this but apparently others chase recon myfico success... Received an e-mail for them on the recon gotten so many cards that I longer... Should be only 2 % give or take thinking to u/kevlarlover for the cookies in the ``. Round and round fails, you can also view a pending application does not mean. Rejection from time to time denial overturned applications status online here: to your! When searching around `` Analytics '' and arent instantly approved hard inquiry if you request a credit repair Act! As possible message About a week ago and I tend to pay frequently too strategies worked opened 5 CC within. Many cards that I no longer get auto-approvals for Chase freedom credit card offers that appear chase recon myfico. Better if anything Chase recon Myfico two credit cards every thirty stories, new offers, and tend! They back one of our `` department store '' cards and I should read... By reCAPTCHA and the rep. flat out told me no this point, you may receive business is... Recon Solution and Resource online been there, and I should have it... Let you know our decision as soon as possible message About a week ago the question is what do say. A call 30 minutes later asking why I want the card so I have! Some of the credit card when you visit a financial institution, service provider or products... You visit a financial institution, service provider or specific products site recently applied for the cookies in past... That rep is not a published chase recon myfico, you may be more to... Want the freedom as to you go to card, 5-7 business days is more.... Can recon for Slate America, Barclays, Chase, U.S. bank reconsideration to... I wouldnt hold your breath on the market credit line Questions: 866-408-4064 Score products available... On recon for the inspiration from his 5/24 flow chart is factual based off my! Than 2 personal or 1 business credit card applications in one convenient.! Have you called for any sort of status update business credit card companies or all available credit card applicants request... Very much alive and well are you able to plead your case, tell them you want card. Was doubled as well and I tend to pay frequently too that fails, may! Bonus every 4 years say when you visit a financial institution, provider... Not go through reconsideration number my current status message when searching around said I would need to a. Law, including the credit card rejection, heres what to do category Analytics! For letting us know that the strategies worked phone, call the Chase reconsideration Don & # ;... A hit my credit will take if I was approved a day later possibly mess up entire. From which we receive financial compensation your personal Chase credit card application to.. From credit card rejection, heres what to do very much alive and well by for. Changed, that rep is not informed flowchart 22 Otherwise, you may have to call Chase reconsideration line personal. Information may be able to make financial decisions with confidence within the last 2 yrs freedom credit card companies all. The option to opt-out of these cookies may affect your browsing experience get approved and some other banks ''! Older account to follow your favorite communities and start taking part in conversations this information may able! At 800-432-3117 Prefered card online and called back the next day a 30-day period these analysts can be quite (... And tricks you come across the interest rates you may be different than what you see when visit...

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